It is well known that the banking sector has been and is still the backbone of the Lebanese economy. As such, and in line with our main core activities of “Bank Relationship Management”, we found it advisable to propose to banks operating in Lebanon the following services:

Bad and/or Doubtful Debts:

As we all know, banks get to have unfortunately, at intervals, certain doubtful and/or bad debts. Normally, said cases are dealt with

through specific divisions created in banks called (recovery departments). In certain cases, the services of the legal advisers are used to take measures safeguarding the banks' interests.

Out of our long experience in this domain ,we could conceive that, lack of confidence on both sides, bank – client, governs the relationships in such cases, due, mainly, to lack of adequate communication. As a result, the client considers that the bank aims at destroying their business, furthermore, the bank considers that the client is of dishonest intentions and aims at causing it undue losses. This is when Assaly & Associates come into the picture as a neutral catalyst, in order to accomplish very equitable solutions protecting the welfare of both parties.

Bank share of client's business:

Banks in general, and branch managers in particular, are pushed by their headquarters and/or by certain motives to strive soliciting new business through looking always for new clients. However, we believe that a major source of business is disregarded:

-What about already existing clients, do we make sure that the bank ensures the adequate share of a client's business?

- Does this share, at least, coincide with the proportion of financing extended to this particular client?

The above needs, in our opinion, a trustworthy expert to give the client the necessary time needed, over views his problems and/or requests divulging the lying opportunities with this client. Furthermore, in most cases, branch managers could be heavily overloaded with daily banking routine, and therefore can not afford to handle above job successfully. Again, Assaly & Associates, backed by the long and intensive expertise could certainly, if allowed, achieve remarkable results.

Bank's Market Share: 

Normally, banks have branches spread all over the Lebanese territories, yet a number of these units drag behind as to their market share in the region. This could be attributed to different factors:

•  As stated in the previous paragraph, the bank manager could be overloaded by day to day routine and therefore hardly has any time left to exercise the necessary marketing plans that aim at increasing its Market Share.

•  Certain managers may lack enough experience to face prospects and convince them of using their branch's facilities.

•  Certain managers could lack the necessary self-motivation to perform similar tasks.

Assaly & Associates, through their professional approach and the vast database, could give a great hand to said branches in achieving their goals.

General Collaboration:

In addition to specific services rendered above, Assaly & Associates is prepared to collaborate generally, thus soliciting additional business, be it of loans or deposits nature, as well as, marketing a bank's financial instruments. In addition to that, we put forward any other sort of services offered by the bank.