Selecting your portfolio

Through the continuous inflows of investment opportunities offered by banks locally, regionally, and internationally, we will be able to serve you with the best prospects worldwide. Assaly has total exposure over the market, originating from Lebanon , the Syrian market, Gulf, Mature markets, emerging markets, hedge funds, the world…we are always in a position to put under your disposal a package of alternatives convenient to your profile and responding to your risk appetite.

A client has to feel that he is the only client in the company where all of our attention is driven towards him, in comparison to merely being just a number within a series elsewhere. Our main concern is to build an exceptional and thriving portfolio for you.
This is achieved through defining goals and objectives and the necessary steps and measures leading to achieve said targets.

The following steps are important for us to form a preliminary opinion regarding your profile:

- Filling a KYC (Know Your Customer) application summarizing all your current holdings and assets.
- Determining your goals and risk appetite in order to select the appropriate portfolio.
- Tracking the type of products which will yield the adequate return while remaining within your risk tolerance.

In order to make your acquaintance, kindly fill the KYC (Know Your Customer) application.

NB : If you are uncomfortable to fill all info in the KYC, please feel free to submit your personal profile only in order for us to add you to our contact list and keep you up-to-date.

Planning your portfolio

Building, preserving and increasing your personal wealth requires definitely specialized and dedicated attention.

In our preliminary meeting with you and through our analytical tactics, we can determine together your risk profile and appetite.

This table serves up the various types of portfolios together with their corresponding risk degree:

The table is found on the website.

Managing your portfolio

Our clients will be free to determine the type of relationships that they like to have with our institution.

The available choices are vast. Said relationships could start by:

1- Simply having their names on our mailing list, whereby they are always kept up-to-date of major developments as well as the latest structured products issued either by local or International banks in addition to investment opportunities we deem attractive.

2- To as far, entrusting us to manage their entire portfolio with all what it takes from simple administration issues e.g interest calculation, collection of coupon or dividends … to following regularly each and every part of the portfolio with the aim of increasing the total average yield as a result.

Due to the complexity and variation of types of relationships, fees incurred would touch on both:

• Management fee

• Success fee

This is determined on case by case basis in agreement with our valuable client.

Managing your specific portfolio will undergo the following process:

• Portfolio administration :

- Regular daily scanning of Bank advices relating to concluded transactions as well as regular monthly analysis of your statements of accounts ensuring that all conditions governing said accounts are in order.

- Following and updating daily your overall portfolio.

- Checking interest calculation on time deposits accounts.

- Endeavoring to acquire better yields.

- Watching stock exchange dealings as to execution, value dates, commissions etc…

- Watching various types of transfers effected for different purposes in addition to those between a cash securities account and the corresponding current account.

- Ensuring collection of coupon or dividends in due courses.

- Negotiating in view of reducing all service charges incurred by the bank.

- Updating clients on up-to-the-minute issues through emails, meetings or phone calls.

- Supplying special reports on specific products upon request.

- Preparing detailed Reports.

• Portfolio Manipulation:

Components of the portfolio are never fixed; this calls for continuous regular observations in view of seizing opportunities to realize certain capital gains or abandoning certain products of low yield substituting them by others rendering better income.

• Our Reports:

It is our deep commitment to keep our clients at all times well aware of developments in the world of investments as well as highlighting their portfolio from different angles in self explanation reports that we supply on regular basis.

The above is conveyed to you through:

• Our Newsletter

• Assets Allocation Report

• Profit & Loss Report

• Total Average Yield Report

• Assets Distribution Report

---- - By asset's type

---- - By currency

---- - By bank

---- - By region

---- - By sector

---- - By credit rating

Further more, we could cater for specific reports on particular issues or products upon our client's request.

• Specific Reports